AskGuru Q&A Community

Hi, in order to be eligible for the grant, you will have to be working for 12 consecutive months.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

I think the government are not ignorant that consumers may use such methods to get housing grants. Furthermore, you will have more options open to you based on higher income with higher loan quantum too to explore a wider range of available listings.

In case you are unaware, SPH is organising The Home Expo 2024 this coming September and OrangeTee is proud to be the presenter for this event where we have lined up a total of 16 speakers who will be sharing on the different market segments and topics during the 3 days event. Do register for the event if you are looking out for more insights of the real estate market at http://bit.ly/THE2024Geryl. Looking forward to see you at the event.

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I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

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New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

They will take latest 12 month payslips to calculate your income, and months without income will not be factored in. Income earned over months with income. It is not averaged out over 12 months. So you may still be exceeding $14k based on this calculation.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)

ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)

SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

Contact: (+65) 97432395 
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi, appreciate your sharing. HFE approved and will be valid for 6 months unless there is any changes of ruling. You can apply first with your current income and have a feel of the outcome.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi there!

- If you're planning to take a career break for 6 months and then return to the job market, your eligibility for the HFE (Home Finance Eligibility) letter, especially for the Family Grant, will depend on a few factors.
- For HDB to consider your income, you generally need to show stable employment and consistent income over a period. If you’ve only worked for 6 months after your break, HDB might assess your income on a 6-month basis, which could impact the calculation of your income ceiling.
- To qualify for the Family Grant, your combined household income should not exceed the $14k limit. If you're aiming to stay within this limit, your 6 months of income will need to average out accordingly.
- It might be beneficial to consult directly with HDB or a mortgage specialist to understand how your career break could affect your HFE application. They can provide specific guidance based on your situation.

Thank you!

Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
Social Media Tags: /AskRealtorMani @AskRealtorMani #AskRealtorMani
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PS: Here is the list of Below Market Value Properties & Download my 10 eBooks.
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Sure, here's a simpler and friendlier version:

1. They will use your latest 12 months of payslips to calculate your income.
2. Months without income won't be included in the calculation.
3. Only the months where you earned income will be considered.
4. Your income won't be averaged over 12 months.
5. Based on this method, you might still exceed the $14k limit.

ITS BETTER CALL HDB TO DOUBLE CHECK TOO
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

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"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

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XXXXX The End XXXXXXX Read More

Fly To Macau with OrangeTee

Attend OrangeTee Property Seminars at The Home Expo 2024 and stand a chance to win one of the 16 pairs of return air tickets to Macau. Complete a mini survey at the end of each consumer seminar to stand a chance of winning it!

A total of 16 carefully curated sessions planned for you over 3 days, from 13th to 15th September 2024 at Suntec Convention Hall 403. Join our panel of experts and hear them out for the various market segments. See attached program booklet to register for your preferred session (60 pax per session)! Light refreshments will be provided.

I'll be speaking on Day 2, 14th September at 1pm on The Red Hot Landed Market! Looking forward for your support!

Register. at http://thehomeexpo.sg/register/92787772 for your ticket to these sessions! Feel free to let me know if you need any assistance to register for any of the sessions. Many thanks for your support in advance and do help me spread the word if you know of anyone who maybe interested in this event. :D Read More