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Hi, appreciate your sharing. Able to do HFE first to determine the maximum loan before checking out the grants and CPF OA plus cash. Given the worked out budget, able to plan toward the purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi! Just checking—are you already a couple or planning to get married? Feel free to contact me and we can discuss options further Read More

Some people are willing to sacrifice lifestyle for their retirement plans, while some prefer to balance out.

It is all about buying into something within means and yet able to sustain the lifestyle you are looking for. Focus on the objectives of gains instead of intangibles like convenience to work or school because these factors may deviate you away from objectives. Start as young and as big as you can, constantly review your options and portfolio to make that switch upwards as much as possible. Read More

This is quite achievable based on the current age and finances shared. The important thing is to start early by making the correct property moves, and you should get there in a few cycles.

I'm a Harvard graduated real estate agent with a degree in economics, and have supported clients on more than $1 billion in transactions.

Would be happy to work with you on your long term asset progression plans so that we could get you closer to your end-state dream home as soon as possible!

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi, Bryan here

Here's your scenario
Single Male 32 $7k monthly gross $45K OA
Single Female 24 $3.5k monthly gross $35k OA

With a total of $80k OA, it maybe hard for you guys to use it as the 20% CPF/Cash portion for your condo purchase. There will be a huge substantial amount of cash needed for this purchase if you are looking to buy a 4-rm Condo Central Area

I can help you to explore more if we can arrange a meet up

If you wish to find out more, can proceed to contact me thru the following
whatsapp : wa.me/6596989189
email : bryankoh.realestate@gmail.com

Thanks Read More

✔1 Start with a **Home Financing Eligibility (HFE) assessment** to determine the **maximum loan amount** you can obtain.

✔2 Once the HFE is known, factor in **available grants, CPF OA savings, and cash** to see how much you can contribute upfront.

✔3 With this **complete budget picture**, you can **plan your property purchase** more accurately and confidently.

✔4 Early financial planning helps **avoid overstretching and ensures affordability** throughout the purchase process.

✔5 It also allows you to **shortlist properties** that realistically fit within your budget, saving time and effort.

✔6 Keeping all calculations documented provides a **clear roadmap** toward your property acquisition goals.

“As Benjamin Franklin said, by failing to prepare, you are preparing to fail.”
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial. Read More