AskGuru Q&A Community

Hi, first and foremost, I would suggest that you allow my banker to access your financial status and from there she would be able to advice you further. Pls feel free to let me know if you require any banker's contact or other assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,

Do you mean you already have 100k cpf+150k cash on hand now, and after selling your hdb, there will be more to that 250k as mentioned? If so, your chances of upgrading to EC are possible.

If not, the loan you can take based on a sole income may not be high enough to fund the full 750k purchase. For the full financial plan, let's discuss further and see how we can approach this. Thanks!

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
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Hi buyer,

It'd be advisable to sit down and discuss the matter in detail, and not have it briefly covered over here.

Give me a call and I can advise you on the financials, and also refer a banker to you.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Afternoon,

With $250k funding in hand, you will need around $500k loan. With your monthly income, you might not be able to obtain sufficient loan for the purchase.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

No you can't afford, 500k loan would exceed allowable mortgage servicing ratio and total debt servicing ratio. Please don't sell your HDB. Read More

Happy lunar new year to you, buyer!

Based on DBS monthly instalment calculator, I dont think you are able to obtain substantial loan for this purchase. But not to worry, do let my banker to provide his professional advice and we shall see how can we proceed from there.

Hope to hear from you soon!

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Dear prospective upgrader,

It is often many people aspirations to own a private property in Singapore and what other opportunity is better than riding on the EC vehicle enroute tomprivate property ownership.

More important considerations will be how comfortable will you be in terms of financing this property purchase. Will you need to spend most of your time at work or take up another employment just to finance this purchase which results in lesser quality time soent with your family?

Perhaps you may consider to look at EA or a bigger HDB unit instead and take a smaller step towards the objective of owning a private property?

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More

Hi,
Base on 4.2K fixed salay without serving any other loan, the estimated loan amount will be 500K. Together with the CPF and the cash proceed after selling you current hdb, the total amount will be just nice 750K.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More