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89758 Results Found

Anonymous in Home Financing

asked on 2 Oct 2012

when does the additional sellers stamp duty kick in

0 • 2058 views 7 Answers

Earnest in Home Financing

asked on 5 Oct 2012

Dear Guru,

The latest Goverment cooling measure include a reduced loans-to-value (LTV) ratio of 60% for buyers with an existing housing loan. As such, a home buyer now has to come up with an upfront figure of 40% as down payment.

If my 1st...

0 • 1449 views 9 Answers

David in Home Financing

asked on 4 Oct 2012

Is it advisable to pay off lump sum for my new flat? Currently I own a flat and have applied for a BTO which will come in 2017. By then after selling my current flat I would have enough to pay off lump sum for my new BTO. After the principal...

0 • 1267 views 10 Answers

David in Home Financing

asked on 1 Oct 2012

I'm currently not approved for a HDB loan and would like to seek advise to see if its worth it to appeal for one.

Suppose if I have $200K in my CPF and my new flat is about $220K, am I required to use up all my CPF and then top up with $20K...

0 • 999 views 6 Answers

Dream in Home Financing

asked on 6 Oct 2012

I hv existing bank loan. With new ruling, I can take only 40% loan. Question is how soon do I need to sell my current HDB in order to max the 60% loan?

0 • 986 views 6 Answers

Angeline in Home Financing

asked on 1 Oct 2012

May i know the downpayment for two SPR buy a resale HDB? 10% or 20%?

0 • 981 views 6 Answers

dafrog in Home Financing

asked on 1 Oct 2012

Hi, I am currently staying in D&B HDB in sengkang, 4rm flat. As it is nearing MOP, I would like to consider my housing options, 1. I would like to move closer to my inlaws in tampines 2. I would like to explore the possibilities of buying a...

0 • 837 views 1 Answer

Alan in Home Financing

asked on 2 Oct 2012

Hi All,

We are a S'porean couple with 4 rm HDB flat (with an outstanding HDB loan and MOP in 3 years time) intends to have passive income for long term after reaching MOP.

Which is better for investment/good returns? a: Buy a re-sale condo...

0 • 740 views 1 Answer

CJ in Home Financing

asked on 1 Oct 2012

Is the 20% downpayment including the 13% stamp duty in buying a condo for foreigners? When is this paid?

0 • 709 views

Yuhara in Home Financing

asked on 7 Oct 2012

With the latest Govt cooling measure, will it affect refinancing of the housing loan?

0 • 700 views 1 Answer

SG in Home Financing

asked on 2 Oct 2012

Hi Gurus, I wish to sell my unit and buy a resale HDB. Is it wise to get a bank loan even if I am eligible to get a second HDB loan? Reason being, if get another HDB loan, HDB will take half of my sales proceed. I intend to use the sales proceeds...

0 • 675 views 1 Answer

IH in Home Financing

asked on 8 Oct 2012

Hi to all Gurus,I had a bad record with the local banks previouly but never been a bankrupt. I had not cleared my outstanding debts with the banks till date. Currently status of current debts record are still reflected in the credit bureau report....

0 • 576 views 1 Answer

Edward in Home Financing

asked on 6 Oct 2012

Hi, I am a HDB upgrader looking at taking up an EC's dual key unit to live with my parents. As I have an outstanding HDB loan, I would only be able to afford the unit under deferred payment scheme. Read in news today that Govt is restricting home...

0 • 555 views 1 Answer

Gavin in Home Financing

asked on 6 Oct 2012

Hi, I signed the OTP last weekend but I have not signed a bank loan yet. Am I affected by the latest cooling measure?

0 • 536 views 1 Answer

Ivan in Home Financing

asked on 7 Oct 2012

I'm planning to take a loan to get a pvt condo. After signing the sales & purchase agreement with my deposit, when do I normally be expected to make the first repayment to the bank?

0 • 534 views

BL in Home Financing

asked on 5 Oct 2012

Hi Gurus, will bank allow us to use all our CPF to apply for a bank loan? We have $100K in cash, CPF combine $130K. Property valuation at $420K. Reason is to lower our loan mortgage and lessen the tenure. Thanks.

0 • 503 views 1 Answer

sa in Home Financing

asked on 3 Oct 2012

Possible to get a 90% bank loan?
Please advise

0 • 447 views

David in Home Financing

asked on 4 Oct 2012

Is it possible to find out how much accrued interest I would have in my CPF in 4 years time? Is the amount based on the principle amount that I withdrew to buy the house? I withdrew $147K principal amount and my accrued interest right now has...

0 • 435 views

ND in Home Financing

asked on 6 Oct 2012

If i sign the option to purchase on 5-Oct, will i be affected by the new rules coming out today?

0 • 413 views

shilah in Home Financing

asked on 4 Oct 2012

hi guru's.. just drop by to ask.. my hubby and i are both 1st timer applicants who intend to bought a SOBF.. our hle were given 434k.. if lets say e flat we purchased is about 390k.. roughly, how much do we end up the instalment on monthly basis ?

0 • 394 views 1 Answer

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