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89472 Results Found

Anonymous in Home Buying

asked on 31 May 2021

Dear Gurus, I understand that the HLE is valid for 6 months. Me and my husband is looking to buy either a 4 or 5 room resale flat and have received the HLE Letter 2 months ago. However, my husband will be leaving his current job in a week to look...

0 • 3286 views 7 Answers

Anonymous in Home Buying

asked on 29 May 2021

Hi what does the transaction history mean? Is it the market price value or selling price? I’m trying to determine how much COV I need to pay for a potential flat. Many thanks!

0 • 615 views

Anonymous in Home Buying

asked on 29 May 2021

I've sold my BTO and now looking for resale using 2nd HDB loan. Can COV be used from the 50% cash proceed that need to be used for next house or it is using cash after the 50% cash proceed to HDB

0 • 590 views 4 Answers

Anonymous in Home Buying

asked on 27 May 2021

Hi my wife and I did a OTP on a unit and applied for bank loan but the letter of approval won't be ready within the 3 weeks. Is it possible to exercise without the letter of approval first?

0 • 460 views 2 Answers

Anonymous in Home Buying

asked on 28 May 2021

I’m looking for a resale house. Me and fiance both are SC. My fiance is working as a freelance without cpf contribution and earning about 3.5-4k a month. I’m earning gross at about 2.7k a month. My cpf currently is about 34k. My fiance...

0 • 278 views 1 Answer

Anonymous in Home Buying

asked on 29 May 2021

I am currently looking for A HDB resale unit. Prior to submitting an OTP, can I apply for multiple IPAs from different Banks to get an idea of the amount i can borrow.

0 • 232 views 2 Answers

Anonymous in Home Buying

asked on 28 May 2021

Hello! My partner and I are looking to apply for the SBF at Bedok Horizon (May 2021). However, he is a fresh graduate (due to start work at HSBC in July) and in the meantime, I’ve been working for the past 3 years and have payslips and a...

0 • 231 views 1 Answer

Anonymous in Home Buying

asked on 30 May 2021

If I purchase a resale HDB listing on Property Guru, the commission will be payable to the Agent (who list the property ) by the seller? An agent cannot act for both Buyer and seller.

I only need to pay the commission if I appoint a different...

0 • 222 views 3 Answers

Anonymous in Home Buying

asked on 27 May 2021

Hi gurus. I was divorced, sold our home. Net sales proceeds divided between us. Recently I got married and planned to buy a new home with my current spouse, a first timer. Is the levy still applies? At current I am unemployed and husband is sole...

0 • 207 views 2 Answers

Anonymous in Home Buying

asked on 27 May 2021

Hi, I'm buying without an agent. Would like to know what is dateline given to submit the resale application after exercising the Option to Purchase (OTP)?
Thanks

0 • 202 views 2 Answers

Anonymous in Home Buying

asked on 31 May 2021

Hi, will anyone be able to advise and provide information of the following?

I bought a HDB 4 room flat from Sales of Balance exercise about 8 years ago.

If I were to buy an EC (which have not met MOP, early approval to sell), do I need to pay...

0 • 152 views 6 Answers

Anonymous in Home Buying

asked on 28 May 2021

Hi Property Gurus!

I'm a Malaysian looking to buy a resale 4-Rooms HDB together with my wife. Both of us are SG-PR and my wife and daughter will convert to SG Citizen soon. I'm employed with a salary of $7200 and my wife working as a freelancer...

0 • 145 views 2 Answers

Anonymous in Home Buying

asked on 30 May 2021

Hi the amounts listed under transaction history - are these actual market prices or selling prices? I’m asking because I am trying to determine the estimated market value of the hdb unit that I am interested in. Thank you.

0 • 143 views

Anonymous in Home Buying

asked on 29 May 2021

Hi,

I'm living with my grandmother-in-law ever since i got married (for a year) and recently just welcome a baby boy (3 months old). After his arrival i stopped working as nobody is taking care of him and am now a full time housewife. I've been...

0 • 127 views

Anonymous in Home Buying

asked on 29 May 2021

Hi Gurus, am a 30 yr old with wife and child. Have a 4rm in toa payoh looking to upgrade. My question is which option is best? EA/ 5room/ condo. Want to continue staying in Toa payoh. Combined household income $9.5k (self employed) and after sale...

0 • 127 views 7 Answers

Anonymous in Home Buying

asked on 27 May 2021

My brother and I are both under 35 years old. Are we considered a family nucleus under public scheme? We are not orphan and our parents own a HDB.

0 • 122 views 2 Answers

Anonymous in Home Buying

asked on 30 May 2021

Do i have to sell off my HDB (own for 20 years) if i want to buy a EC which just meet MOP. (i.e 5 years)?

0 • 116 views 2 Answers

Anonymous in Home Buying

asked on 30 May 2021

Hi,
For a HDB resale unit, I had to pay for an OTP and deposit amounting to a maximum amount of 5K.
Assuming :
Resale Price:500K
Bank Loan :375K
Cash Outlay (5%) :25K
CPF 100K
Will the deposit and OTP be included in the purchase price? The...

0 • 111 views

Anonymous in Home Buying

asked on 29 May 2021

Hi, my 1st hdb 4rm is subsidy bto and my 2nd hdb 5rm is also bto. Paid levy as it is a second subsidy fr hdb. Now can I keep my 5rm hdb which already MOP and buy an EC direct fr developer?

0 • 106 views 1 Answer

Anonymous in Home Buying

asked on 28 May 2021

Hi, can my brother and i apply for the orphan scheme because our mother migrated and we basically have no contact with our dad since birth?

0 • 96 views

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