AskGuru Q&A Community

Hi Esther,

You can sell your current flat and buy another resale hdb flat since you already fulfilled the 5 years MOP.

Since combined income is >$12k, you can only take a bank loan to finance.

Appreciate you can call me at 98629691  to discuss.

Thanks.
Ander Ang
DTZ Read More

Hi Esther,
Once you have fulfilled your MOP, you can sell your HDB. Are you looking to buy another resale hdb? Let me assist you if you have not found another agent yet. I can help you to work out your financial outline so you will know the outline for both selling and buying.
Look forward to hear from you.
Tricia Tan ERA
 92700867  Read More

Hi Esther,

The answer is yes, you can buy another HDB but only in the resale market using bank loan as you have already hit the income ceiling for HDB loan. To read up more and furher substantiate what we have mentioned, I'd encourage you to visit HDB's website and read up the relevant information.

If there is anything else I may assist in, you may wish to know that I am only a phonecall,SMs,email away.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More

Afternoon Esther,

You are eligible to purchase resale HDB unit of any size, using bank loan, based on your combined income. The major consideration might be how much you can loan, based on your credit record and what unit size you are looking at.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
CEA Reg NO: R026708F
Email add: m52i@yahoo.com
ERA Read More

Dear Esther,

Yes, both of you will be eligible to purchase a resale HDB flat together but you can only take a bank loan due to your high income.

Please give me a call at 91443311  so that we can discuss further. I am sure I can be of great help to you in fetching the best possible sale price for your current unit.

Darren Lim
Mobile: 91443311 
Email: darrenlim.era@gmail.com Read More