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My husband is currently the sole owner of a condominium. As a PR, am I eligible to purchase a resale HDB flat with my child (a Singapore citizen), with myself as the owner and my child as the occupier? In this case, how should my husband be listed — as an owner, occupier, or not included at all?
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4 Answers

Hi Mdm,

You will not be able to purchase a HDB resale flat because in order to qualify, you will need to include your Husband's name either as a co-owner or as an essential occupier.

In this case, since he is the sole owner of a condo, he is not eligible. He has to sell off his condo and observe a 15 months wait out period before he is eligible.

Please feel free to contact me if you need any further assistance.

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Nick Tan
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Hi

You will have to include your husband name as part of the family nucleus to be eligible for HDB purchase. This means he has to sell away his private property. With current regulations, he has to sell away condo first, wait out 15 months, before he is eligible to be added with your name into the hdb purchase.

This applies regardless he is owner or occupier. If he does not plan to give up the condo, you may want to consider purchasing another condo on your own sole name instead.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 home-owners to smoothly complete their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Sounds like you are in the midst of property planning. There are ways that families go about achieving the outcome you are hoping for, depending on how you manage the asset transitions and purchases over time.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy.

Please message me via my details below and we can discuss further:

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More
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Hi,

1) The HDB system does not work in this way.
2) They recognised a married couple as a single entity; i.e. both must be in the application even though only one of them is an owner.
3) Since your husband already owned a private residential property, he will not be eligible to buy or as a core occupier in an HDB flat.
4) The only exception is he is 55 yrs old or elder, he can be an owner or a core occupier of a 4-rm flat or smaller with the preparation to dispose his interest in the current residential property within 6 months upon key collection of the HDB flat.
5) You may apply for an HFE as a start.

All The Best!!!

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
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https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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