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Good afternoon Sir/ Mdm,

You might want to appeal to HDB directly as you already exceeded the income ceiling.

Alternatively we can look at other options like resale HDB, new EC, condos etc. We can sit down to reassess which will be your next best option.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi,

You may want to appeal directly to HDB, but chances may be slim if there are no other special circumstances. You may want to consider new EC or resale properties as well.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you.

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Hi,

1) Under your circumstances the chance of a BTO is very slim.
2) At the current moment, based on the current BTO/SBF are all oversubscribed thus they will not have any leeway to allow citizen who does not meet their requirement.
3) So far there is no revision on the income ceiling despite the higher price tag on the Rochor area and Telok Blangah HDB BTO.
4) I would suggest you look into resale flat, EC, or even private rather than waiting for the income ceiling revision.
5) Using TDSR assessment, your household income can loan up to $1.8M if both of you are below 40 yrs old.
6) The longer you hesitate, the price you need to pay for your dream home will be much higher than you think.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

In order to be eligible to apply for BTO, your combined monthly household income must not exceed $14,000.

As your income already exceeds, you will need to write in to HDB to appeal. The chances of success, to be honest, is very slim.

You may wish to consider HDB resale flats, or private properties instead. Applying for a EC could also be an option for you, as the income ceiling is $16k.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More