AskGuru Q&A Community

If you are 21 years old or above:

Your spouse must have a valid Long Term Visit Pass or Work Pass of at least 6 months from the date of issue at the time you submit your application to buy a resale flat.

If you are 35 years old or above:

Your spouse must have a valid Visit Pass or Work Pass of any validity period at the time you submit your application to buy a resale flat.

There is no indication on how long after obtaining the LTVP then you are able to apply for HFE. If your spouse has a foreign property, then you will not be eligible to purchase a HDB. The property has to be disposed and you will have to wait out for a period of 15 months after the disposal before you are eligible. If you are age 55 years and above, then you will be eligible to purchase a resale 4 room or smaller unit. As your spouse is not a SC or SPR, he will only be eligible as an essential occupier, thus no ABSD will be applicable.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

I assume you are under 35 years old, that's why you mentioned LTVP instead of a visit pass only.
1) You may apply for the HFE once you are married and your spouse receives the valid passes needed.
2) You won't receive approval from the HDB once you declare his overseas property.
3) Yes, you will have to observe the 15-month wait-out period after he sold off his overseas property.
4) Your spouse can only be an occupier when buying an HDB flat because an HDB flat can only owned by SC or SPR.
There is no ABSD involved when an SC + FR buys a matrimonial home.
5) The BSD is tabulated by the market value of the property. There is no difference when buying a matrimonial home with an SC. The only difference is he can be a co-owner if he becomes a PR later. But noted that adding an owner is more than an administrative process.
6) It is known as part-share selling. This means you are selling your share to him, and BSD & legal fees will be incurred.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More