AskGuru Q&A Community

Good afternoon Sir, In order to purchase a private property such as landed property, HDB owners have to fulfill the required minimum occupation period before they can go ahead with it. Since both of you purchased it in 1976, you are well eligible to purchase a landed. Additional buyer's stamp duty for a second residential property as a Singapore citizen will be 7%. But if you decide to sell off your HDB within 6 months from your landed completion, 7% ABSD will be refunded back to you. If you need any assistance in your property purchase, feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Evening, To purchase HDB unit in 1976, this would indicate that you are SC and you have fulfilled the MOP. Therefore you are eligible to purchase the landed property without selling your HDB unit. However, you will be liable for 7% ABSD. Do feel free to contact me for further discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Dear sir, Should you be selling your existing HDB, you can check with your lawyer to assist in applying for remission of the Additional Buyer's Stamp Duty. It is important right now to check with the bankers on the eligibility of loan for buyers with the TDSR having affected plenty of buyers who cannot meet the criteria to get the loan amount they are seeking. Would you want to speak to a banker first before making your next move? I have more than 200 landed homes for sale islandwide within my team therefore we can probably match you to a unit you are looking for. Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com https://www.facebook.com/propertyblogshop https://www.facebook.com/media/set/?set=a.297043923770884.1073741832.284747148333895&type=1&l=90fca1674e M.O.R.E Landed Dynamic Alliance - www.DAG.com.sg Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! **Aspiring to be your preferred partner in real estate** The Game Is Changing... International Property Opportunities Await! Don't Be Left Behind! More and more investors are seeking offshore real estate for investment. Have you missed out on the last international property fair? Let me know if you are keen in overseas investment. Thanks once again for turning up for our gala openhouse on 16 Nov. We had more than 30 guests who made their way down to our openhouse in collaboration with our developer. Do watch out for more activities and bargains in this space. Read More

1) You do not need to sell your HDB in order to purchase private ppty, ie. Landed ppty 2) You need to do a bank in principal approval assuming you want to take up a bank loan. If you have no other existing housing loan, you may apply for up to 80% housing loan for your this landed ppty purchase. 3) You will need to pay for the additional buyer stamp duty of 7% (if you are a SC) and assuming it is your second ppty (your HDB ppty being the first) If you have further qns, you may drop me an email kelvinchen.era@gmail.com Kelvin 84282282  Read More

Good day sir/madam . May i serve your housing needs ? My charges are 1% comm for exclusive selling rights to your property , or 2% comm for open listing . Kindly contact me for a NO OBLIGATIONS chat . Joanne chia Huttons real estate Hp 8333 3327  Email chia_joanne@yahoo.com.sg Read More