Hi Randy,
Assume both have held SPR status for 3 year each. Based on the funds available, your purchase price should be approx $800k, assuming both of you can borrow 75% loan 600k no issue.
Price 800k (assuming no COV)
Stamp duties + legal fee 61.1k
Cash dp 5% 40k
Cash cpf dp 20% 160k
Agent success fee 1% + GST 8.72k
Covered by 270k cash + CPF OA
Max 75% bank loan 600k
So it will depend on your current incomes and how much loan you can borrow
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at
97432395
for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
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ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
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Buyer Mr Wang & Ms Ng : We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan!
SPR Sellers
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