7 Answers

Hi, yes it will be possible for you to apply for a HDB Bank loan, however the amount they are willing to loan you will vary depending on the bank, and whether the loan application goes through depends entirely on the bank.

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
 97396040 
landonchew@email.com Read More
0
Hi,

From my understanding, you could try to speak with a banker and then asking him or her to appeal.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Hi there, If you are planning to buy HDB, try to apply for you HFE first. If its rejected, next option would be to try to appeal. I believe this would be your best option currently going forward.
Let me know if you would like me to explain in more details and I would be happy to help. Just drop me a Whatsapp or call at the following no
Regards
Rix
 9687 1379 
PN Read More
0
HDB loan and bank loan differs. You can put up a HFE application as well as do an IPA with the bank to work out your numbers.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
1
Hi, appreciate your sharing
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
0
HDB Loan Eligibility: HDB has stricter loan eligibility requirements compared to bank loans. They typically require a longer period after completing DRS to ensure financial stability.
Possible Waiting Period:

The exact waiting period can vary depending on individual circumstances, but it's generally recommended to wait:

At least 1 year after completing DRS before applying for an HDB loan.
In some cases, it might be 3 years before you're eligible.
Here's what you can do:

Contact HDB directly: They can provide the most accurate information on your specific eligibility based on your DRS completion date and other financial factors.
Consider a bank loan: While HDB loans might not be an option yet, explore bank loans for purchasing a flat.
Important: Bank loan eligibility and interest rates might be different from HDB loans.
Here are some resources that can help:

HDB website: The HDB website has a section on eligibility for housing loans: https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/housing-loan-options/housing-loan-from-hdb
Speak to an HDB officer: They can answer your questions and guide you through the process.
IF you Need Further Help--->> like : Renting / Selling / Buying or Investing Read More
1
HDB Loan Eligibility: HDB has stricter loan eligibility requirements compared to bank loans. They typically require a longer period after completing DRS to ensure financial stability.
Possible Waiting Period:

The exact waiting period can vary depending on individual circumstances, but it's generally recommended to wait:

At least 1 year after completing DRS before applying for an HDB loan.
In some cases, it might be 3 years before you're eligible.
Here's what you can do:

Contact HDB directly: They can provide the most accurate information on your specific eligibility based on your DRS completion date and other financial factors.
Consider a bank loan: While HDB loans might not be an option yet, explore bank loans for purchasing a flat.
Important: Bank loan eligibility and interest rates might be different from HDB loans.
Here are some resources that can help:

HDB website: The HDB website has a section on eligibility for housing loans: https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/housing-loan-options/housing-loan-from-hdb
Speak to an HDB officer: They can answer your questions and guide you through the process.
IF you Need Further Help--->> like : Renting / Selling / Buying or Investing Read More
1