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Morning Ms. Xin Ong, Assuming that both of you are holding onto PR for more than 5 years and having sufficient CPF to handle the 15% downpayment, you will need $25k cash. This would exclude the legal and stamp fee payable, COV, etc. Do feel free to contact me for further discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Morning Mrs Xin, First of all, have both of you fulfill SPR status of 3 years respectively? If not, both of you won't be eligible to purchase a resale HDB. If yes, cash components will be 5% cash downpayment, COV, stamp duty (buyer's stamp duty, additional buyer's stamp duty, mortgage's stamp duty), valuation report, resale submission fee, agent's fee and other misc fees. Hope it helps! If you need any assistance in your property purchase, feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Hi Ms Ong, yes the maximum loan from the bank will be 80%. Pls feel free to let me know if you need any banker's contact. Regards Aaron 9730 8455  aaronchong2774@yahoo.com.sg Read More

Hi Ms Xin Ong, 1. Under Official Valuation Price of the house: - 80% Bank Loan - 5% Cash + 15% Cash or CPF Ordinary Account 2. Cash Over Valuation (COV) 3. Stamp Duties 8% Cash or CPF Hope its clear to you. Regards Jerry Phoey HP: 9630 1615  Huttons Real Estate Read More

Hi Ms Xin Ong, The cash cash components will be as follows: a) 5% cash downpayment, COV b) stamp duty c) valuation report, resale submission fee, agent's fee and other misc fees The bank loan would assessed by the bank and the max loan is 80% of bank's valuation. I have units at Punggol/Sengkang for sale, do let me know if you want to view. Warm Regards CT 97565723  Read More