14 Answers

Morning Mdm. Chiu,

It depends on the objectives and whether it makes sense for the retirement and lifestyle goals. Perhaps we could have a discussion to understand your plans further?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Top 600 Achievers in Year 2017 (Top 10%)
ERA Top 300 Achievers in 3rd Quarter 2017 (Top 5%)
SMU BBM (Finance), Magna Cum Laude
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Good morning Mdm Chiu,

Assuming that you have a business running or under employment where the income generated from these are able to cover your family living expenses, then it will be good to plan out on how you should utilise the funds generated from the sale of your terrace house in order to grow the portfolio or wealth as your question is pointing out.

If we are looking purely at monetary returns, I have to say that putting the money into a bank for interest growth via FD is probably 1 of the safest option but it does not give you the best growth in terms of returns. The key is that how do you then utilise the proceeds from the sale to purchase multiple properties since the Additional Buyer's Stamp Duty is applicable on the 2nd and subsequent residential properties you own? The commercial and industrial market isn't as rosy too unless you are looking at purchasing office buildings and etc.

Family line comes into this consideration therefore it will be great to know more details about you and your family as well as the mid to long term plans moving ahead in order to prescribe a more optimised proposal.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

Please feel free to reach me from my website www.geryllim.com or connect with me directly on my mobile phone at 81577565  .

I look very much to hear from you soon.

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

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My self introductory video on https://www.youtube.com/watch?v=uZ6REQfdGSw

Regards,

Geryl LIM
Consultant
**Aspring To Be The Best Real Estate Agent In Singapore
Century 21
CEA Reg R014783H
www.geryllim.com
Mobile: +65-81577565  /+65-92787772
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Landed Dynamic Alliance
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Good Morning Mdm Chiu,

As the saying goes, do not put all your eggs in 1 basket. We believe that while property provides stable income, it is good to spread out your investments accordingly.

We will be happy to speak with you further to find out more about you situation, and advise accordingly in order for you to better plan your housing journey.

As we are not able to contact you, we look forward to your call or Whatsapp, in order for us to better assist you.

Thank you very much and look forward to hearing from you!

Regards,
Annie Zhou
R060551H
 8753-1128 
Just copy and paste link to browser to chat ---> https://wa.me/6587531128
annie.zhou@orangetee.com

Joel Ng
R043851D
MSc (Real Estate), NUS
 9337-8447 
Just copy and paste link to browser to chat ---> https://wa.me/6593378447
joel.ng@orangetee.com Read More
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Robbie Chen Chee Howe
Hi Madam Chiu,

There are many investment products in today's market, property in just one of them. I wish to reiterate that not all investments are suitable for everyone. There is no "one-size-fits-all" solution.

Different people can have very different risk appetite at different stages of their lives. For example, a young couple who's at the peak of their earning powers can afford to take more risks, while a retiree's risk appetite tend to be lower. I believe in understanding my client's profile first, before I can tailor-make and propose the most appropriate recommendation.

I think it is only fair for me to understand more from you, before I can share with you the options which you can consider.

I am experienced and well-versed in handling private transactions, and will be able to assist you in the sale of your landed property. Having been in the financial industry previously for more than 10 years, I can also share with you some of the "after-sale options" that are available for your consideration too.

Please contact me at my mobile 9748 6305  for a more in-depth discussion.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi Mdm Chiu, could I ask have you finish clearing your full loan for this Terrace unit ?

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi Mdm Chui ,

Thanks for your query.
Congrats on your intended sales and portfolio management. At this stage, it is most apt to discuss your risks stratifications and most importantly , investment objectives.
Based on that , an advise can be tailored succinctly and solely for your real estate plan. I can’t comment on an exact plan based on general sentiments. I have planned and reassessed my clients portfolios over the years and would be glad to assist you likewise.
You could merely consult me or contact me for a short discussion to understand more on the properly outlook. I have been an award winning realtor , and have been in the business for 20 years or so. Thank you !
Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7/8

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2018
ERA Multi-Million Dollar Club Award
2014-2016 ERA Asia-Pacific Business Conference Elite Award

P Group
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Hi Mdm Chiu

It is a difficult question, it very much depend on your financial status now.. and also for old age, many of my clients would sell the landed as most feel they would have diffculties climbing up and down..and also to keep money when old... would be wise..

Thanks.

Raymond Lim
CCN Realty Pte Ltd
 91388805 
Email: raymondshaq@hotmail.com Read More
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Hi Mdm Chiu!

I am focused on Residential properties and would be happy to assist you with the planning and strategising of your Property Portfolio.

I would need more details to be able to advise you better. I have assisted clients to sell their landed and then buy condos. But I have also advised clients against selling their landed after doing extensive research and evaluation. There are many factors when it comes to investment and I can assist you with this, to ensure you make the right decision. There is no point selling your landed if the property/properties you buy after are not good investments and do not maximise your money. Let me assist you with this!

As I do not have your contact details, kindly contact me directly by email at bhavina7777@gmail.com or call/text/whatsapp me at 91708295  , as we are not notified when you reply here. I look forward to hearing from you.

Bhavina Kaur
M: +65 91708295 
E: bhavina7777@gmail.com
W: investbuysellrent.com
F: facebook.com/investbuysellrent
Whatsapp: rebrand.ly/investbuysellrent Read More
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Hi Mdm Chiu

I won't be able to assist you without further info
Are you currently staying in the Terrace house?
If you are selling the terrace house will you be staying in one of the condo that you plan to buy?
Can I meet you for no obligation discussion to understand more about your need? :)

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
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Hi Mdm Chiu

Do contact me at 97970200  to discuss more on your options

Mark, your RIGHT choice
Propnex Read More
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Hi Mdm Chiu,

In my opinion, I will suggest you to purchase a unit first and hold the rest of the funds in cash first in anticipation of the next opportunity.

This is due to the weak global economy outlook and the local economy and job market is also not doing well currently. There may be a dip in prices in the near future and it will be an excellent opportunity to re enter the market.

Please feel free to contact me so that I can understand your situation better and provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

Visit my website to get to know me better:
www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

Testimonial from Satisfied Clients

“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer) Read More
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Hi Mdm Chiu,

If you need any suggestions, please feel free to drop me a message @ 8118 4108  . Rushing to buy might not be the best options. There are many ways to get returns as well.

Regards,
Nicholas Read More
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OHMYHOME PTE LTD
Greetings from Ohmyhome Realtors.

Our premium agents and customer support team are at your service throughout the entire selling process, from advertising and deal closing all the way through to conveyancing and handover of your unit.

Kindly contact us at 68869009  or WhatsApp us at 97551009  for more information.

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More
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We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us! Read More
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