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Hi, I can emailed you a breakdown of such payment. But can I know have you did the loan eligibility whether is it HDB or bank loan? Pls feel free to let me know if you need any banker's contact or any other assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi buyer,

There are a couple of factors before I can advise you:
1) are you a Singaporean or PR?
2) HDB or bank loan?
3) CPF OA balance etc

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Afternoon,

The payout requirement is not the same for SPR and SC buyer. ABSD is payable for SPR. They can only take bank loan hence down payment of 20% is required. SPR buyers will also need to engage private lawyers where the cost are higher.
SC buyers will be eligible for housing grant, subjected to their income status and whether they have bought a subsidized unit prior. They are also eligible for HDB loan where the down payment is 10% instead.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

The breakdown varies depending on whether you are:

SC/SPR
Hdb loan or bank loan
How much CPF OA and cash balance you have on hand.

Thanks and hope to assist with your plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi Sir/Mdm,

For a 600k HDB flat, the cash ad CPF outlay is as such:

1. HDB Loan

a. 90% Loan - $540,000
b. 10% CPF - $60,000
c. Stamp Duty (by CPF) - $12,600
d. Conveyancing fees + Other Admin fees - $500
e. Agent Commission - $6000

2. Bank Loan

a. 80% Loan - $480,000
b. 15% CPF - $90,000
c. 5% Cash - $30,000
d. Stamp Duty (by CPF) - $12,600
e. Conveyancing fees + Other Admin fees - $3000
e. Agent Commission - $6000

Please feel free to contact me so I can guide you through the resale process and assist you in your purchase.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Good evening buyer,

I will strongly advise you to apply for HLE (HDB loan) to find out how much loan can you obtain before proceeding further if you dont plan to use much cash.

Interest rate for bank loan comparably lower than HDB loan's 2.6% but the downpayment will be 20% instead of HDB's 10%.

By the way, as you are SC/ SPR household you will only be eligible for $20k housing grant as of now.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi

It is prudent of you to find out your exposure before you step into buying a home.

May I suggest you call 9620 0827  for a casual chat or email to gavin.ng@orangetee.com. We can sit down and take you through without you doing it personally and wondering whether what have you missed.

Regards

Gavin Read More

Hi,
For the purchase price of 600k,
- 10% CPF - $60,000
- 90% Hdb loan - $540,000
- stamp Duty (by CPF) - $12,600
- agent Commission - $6000

To advise you more accurately on the figures, please drop me an email for me to share with you about the grant eligibility.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More