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Kindly advise me here.

I tried applying for HFE but was immediately stopped as HDB indicate that I have an outstanding mortgage with them and to proceed to my immediate branch.

Is there a possibility for me to apply for HLE with an outstanding loan?

Thanks.
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2 Answers

Hi,

1) My guess is you might have missed paying one of the monthly mortgage.
2) It is recommend to approach your HDB branch office to have it check for there could be a mistake or due to technical glitch.
3) You are still eligible to apply for another HDB loan with an outstanding loan.
4) This is quite common for those who sold their BTO once it reached 5 years MOP.
5) Most people have outstanding mortgage with the HDB or bank when selling their flat.

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    Knowing this put me at ease but how am I able to apply for a HDB loan since I’m not able to get a valid HFE?
You should check with HDB branch office, as it is definitely fine for someone with outstanding loan to apply for HFE. Is your current loan in arrears?

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