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Good morning,

Based on your current age, the concern would be how much loan you can get from the bank and how much is needed. If you are looking at small sized unit and your HDB allows you to get back sufficient fund, it might be a good time to move forward. Hence it will all boils down to the financial planning aspect.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi upgrader,

It's depend on the cash proceeds you can get for the HDB sale. Did you also mean there's $95k in your CPF OA?

As you're turning 55 soon, it also means you'd have to keep the minimum sum should you sell your HDB flat, so it might be a good time now to consider selling.

Feel free to contact me, and let me do a comprehensive assessment for you, before you move on to committing to any decisions.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi,

It depends on the sales proceeds attainable and the type of condo price you're looking at. Also the loan attainable at this point in time. May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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I thought a more appropriate consideration is not about whether is it a good time to upgrade but whether do you have a need to upgrade and subject yourself with a brand new mortgage loan to service?

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Claim your free home report today at http://bit.ly/ClaimFreeReport.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi,

Will recommend to be prudent as you reaching 55 year old soon. As the HDB pricing drop faster vs private property. You will have to top up bigger amount of cash to upgrade.

Main concern is still the tenure of loan is 10 years and the amount of loan you are comfortable since you near retirement age already.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Good evening upgrader,

It will be best for us to go through a detailed financial planning to see whether is it feasible to upgrade from your current HDB to condo.

At the same time, perhaps you can share more with me on your intention, plans etc so I will be in a better position to provide constructive suggestions.

Hope to hear from you soon!

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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To answer your question, YES.
To work our a plan, woo hoo.. better work with someone you can depend on brother! Don't call me if you just want to sell or buy. Call me if you need a plan! Read More

Hi,
First is to work out a financial plan. The estimate sale proceed, the cpf, cash and loan. I could assist you to compute the estimate bank loan quantum too.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More