Hi David,
I think I have answered your query in an earlier post, you should try to buy around $460k. If you get a 2nd job, it may help to bump up the loan by a bit but its up to HDB assessment because they look at latest 12 months payslips.
Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.
Warm Regards,
Ivan Ng Realtor
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