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Good morning! Let me structure the possible cash outlay for resale HDB purchase for you: 10% downpayment can be paid in CPF if both of you are taking HDB loan If you are taking bank loan, 20% downpayment will be required. - 5% cash - 15% CPF/ cash - COV - Agent's fee (1% plus GST) - Valuation report - resale submission - Legal fees - other misc costs Hope it helps! If you need any assistance in your house hunting, feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Dear sir, You may read up more in details about the additional costs portion right from HDB website to obtain information from source. http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatFinances?OpenDocument http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatCost?OpenDocument The 2 links above should be pretty sufficient for you to take note of in terms of the cash component required, less the service fees for salesperson whom you are about to engage. If you need further assistance, perhaps you may wish to speak to 1 of my friendly consultants such that they can address your concerns further and also help you source out your dream home. Most clients decide to appoint us in representing them in their real estate needs due to the unfair advantages we have over our competitors, perhaps we can share more with you. Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com https://www.facebook.com/propertyblogshop https://www.facebook.com/media/set/?set=a.297043923770884.1073741832.284747148333895&type=1&l=90fca1674e M.O.R.E Landed Dynamic Alliance - www.DAG.com.sg Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! **Aspiring to be your preferred partner in real estate** The Game Is Changing... International Property Opportunities Await! Don't Be Left Behind! More and more investors are seeking offshore real estate for investment. Have you missed out on the last international property fair? Let me know if you are keen in overseas investment. I would like to thank more than 120 of you who have took out your precious time in attending the original Landed Homes Sales Exhibition on 7 & 8 September. 1 unit was sold with 4 units reserved over this 2 day event. Do look forward to our next edition. Register with me if you are keen. Read More