Good morning buyer,
Yes you are eligible to purchase a resale HDB under non citizen spouse scheme.
As a Singaporean, you are eligible to obtain HDB loan thus I will advise you to apply for HLE first to gauge how much loan can you obtain. Do take note that only your income will be taken into consideration.
http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/HLHDBWho?OpenDocument
You will be eligible for these few grants if you meet all the conditions:
1) Singles grant of $15k
http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatCPFGrantSingles?OpenDocument
2) Additional housing grant for singles of $7.5k
http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatAHGSingles?OpenDocument
Expenses for resale HDB buyer will be as such:
1) $200 valuation fee
2) $80 resale application fee
3) HDB legal fees
4) agent commission (1% of purchase price)
Hope my explanation helps! Cheers.
Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727
(M):
+65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg
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