Asked by
im a singaporean married to a non citizen holding on to a LTVP. can i purchase a resale flat in the open market, as stated by HDB, with a gross monthly income of 2k? how much grant am i entitle for? can i take up HDB loan as this is my 1st time purchasing a flat? What are the charges apply?
0
2933 views
Want this question answered?
Get faster responses from our experts by upvoting.
Be the first to upvote this question.

6 Answers

YT Tan (陈永达)
Good morning buyer,

Yes you are eligible to purchase a resale HDB under non citizen spouse scheme.

As a Singaporean, you are eligible to obtain HDB loan thus I will advise you to apply for HLE first to gauge how much loan can you obtain. Do take note that only your income will be taken into consideration.

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/HLHDBWho?OpenDocument

You will be eligible for these few grants if you meet all the conditions:

1) Singles grant of $15k

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatCPFGrantSingles?OpenDocument

2) Additional housing grant for singles of $7.5k

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatAHGSingles?OpenDocument

Expenses for resale HDB buyer will be as such:

1) $200 valuation fee
2) $80 resale application fee
3) HDB legal fees
4) agent commission (1% of purchase price)

Hope my explanation helps! Cheers.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
0
Afternoon,

You can apply for HDB unit under non-citizen spouse scheme. The income status will be based on your monthly basic salary. You will be eligible for $15k grant. If you have being employed continuously for one year or more, you can apply for Special Housing grant of up to $7.5k, based on your income.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Hi,

You can apply under the non citizen scheme.
You could apply for the $15k Grant.
Do get in touch for a non obligatory discussion for me to guide you exactly on the step by step procedural framework of the purchase, and chart the payment timeline / breakdown , to facilitate your purchase.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June/ July ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More
0
Hi,
The first step to do is to do up a financial calculation. This required to know your CPF OA, the cash on hand ...etc. Assuming you are eligible for 25 year loan tenure, base on you income of 2K, the estimated loan amount is 130K.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
0
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (*) ✅✅ You can READ my REVIEWS here:

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

* You can reach me at my Singapore mobile: (65) 9856 9255 

*(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

* Connect Singapore Line: (65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
0
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (*) ✅✅ You can READ my REVIEWS here:

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

* You can reach me at my Singapore mobile: (65) 9856 9255 

*(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

* Connect Singapore Line: (65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
0

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Previously Asked Questions