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I'm a Singaporean Citizen and my husband is a Foreigner(LTVP), with no children. We are keen for resale hdb. We are puzzled as HDB personnel claimed that we can purchase resales but some real estate professionals claimed that we are not eligible. Please help to advise.
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6 Answers

Hi,

Yes you are eligible under the non-citizen spouse scheme, and at point of application your foreigner spouse must have a LTVP. Thanks and hope to assist with your purchase further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Hi Elyna, yes you are allowed to purchase a resale HDB unit even though your spouse is a foreigner, as that is your privilege being a citizen. But pls bear in mind that for the loan wise, the bank is only basing on your sole income to calculate the loan and cannot include your husband income as he is a foreigner. Pls feel free to let me know if you need any assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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YT Tan (陈永达)
Good morning Elyna,

Don't get too confused. Let me clarify on this.

You are eligible to purchase a resale HDB under non citizen spouse scheme with your foreigner spouse just that he must have a valid visit pass or work pass at the point of application.

Btw do take note that only your income will be taken into consideration in the mortgage application.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in your purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More
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Afternoon,

Since you are SC, you can purchase resale HDB unit with your spouse under non-citizen spouse scheme. Application of loan will be based solely on your income. You will be the main applicant while your spouse will be the essential occupier.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Elyna,
There is a scheme for foreign spouse.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

Yes, both of you are eligible as long your foreign spouse have LTVP more than 6 months valid date upon exercised the OTP of resale HDB.

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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