5 Answers

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations cash flow and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect unit to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
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YT Tan (陈永达)
Good evening buyer,

May I know your residency status? Singaporean, SPR or foreigner?

If SC, purchase resale HDB under Single Singapore Citizen Scheme or thinking of private property?

Maybe you can share more information with me so I will be in a better position to advise you.

Hear from you soon! Cheers.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More
0
  • RK
    Hi, I'm a Singapore Citizen, looking to purchase under the Single's scheme. I'm don't think I'll be able to afford a private property. My work and life revolve around the East, and my family live in the Kallang area, so I'm likely to look for a property nearby.
Hi. For example
Based on your income, loan will be approximately 370K-390K.
Are you a SC? If you are a citizen , you have the option of both a resale hdb n pte property. For pte propertie loan, bankers will be in the best position to assist you further. Do give me a call if I can assist you from here.
Tricia 91442664  Read More
0
Hi, base on your salary and age, your estimated hdb loan quantum will be 370K. The max estimated purchase price is up to 530K. Please drop me an email for me to share the details break down and the procedures.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
0
  • RK
    I won't be eligible for a HDB loan as my income is over $5k. Will this affect the max purchase price of the property?
YT Tan (陈永达)
Good evening buyer,

Apologies for the late reply because Propertyguru doesn't prompt me when there's a reply to my post.

In order to kick start your house hunting, I will advise you to speak to my banker/s first so they can advise how much bank loan can you obtain based on your income, age etc.

Provided you can obtain a 80% bank loan, you need to get ready 5% cash downpayment and 15% CPF downpayment. How much cash do you have on hand?

Other outlay will be:

1) estimated 3% buyer' stamp duty
2) $3k legal fee
3) stamp duty for mortgage
4) $200 valuation fee
5) $80 resale submission fee
6) 1% of purchase price as agent's commission

Hope my explanation helps!

How can I get in touch with you?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More
0

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