Hi Zee,
It is very encouraging to see your post here on guru when most peers around your age is still happily partying.
Keith is right in his advise to seek financial advise from a professional banker to assess your financial options before deciding as the current SSD ruling will likely tie you down by 4 years from selling. Should you require any assistance in talking to any bankers, do let me know as I've been working with a few trusted bankers who should be able to give you sound advise.
Geryl LIM
CEA R014783H
Mobile:
+65-81577565
Email: lim.geryl@yahoo.com.sg
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