4 Answers

Evening,

If you are getting HDB resale unit, income ceiling does not impact you at all. You can opt to service the mortgage or fully paid it with the findings you have in hand.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Hi,

For resale hdb unit, there is no income ceiling requirement. You may opt for with or without loan. Thanks and may I value-add to your financial planning further so to see if I can help you save more?

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
0
Hi there,

Income ceiling will not impact your decision of purchasing a reale HDB. Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase as well as to explore the possible options accordingly at no obligation.

Purchasing a HDB unit requires a step by step guidance:
(1) Understanding your requirements and expectations ; Location, Preferred Sizing, Comfortable Quantum

(2) Running through the finances comprehensively :
-Financial cash flow calculations
-Utilization of Cash/ CPF
-Timeline of Payments

(3) Following that,
We can kickstart on identifying the ideal unit which is more tailor made for your family's comfortable living.

(4) Negotiation for best possible price. And legality coordination handled by me.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of HDB market in your chosen location
(2) Customized sales and rental report of chosen property v other projects
(3) Projected yield and capital upswing info derived from within vicinity properties

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More
0
YT Tan (陈永达)
Good morning Hieryanti,

Income ceiling will only be in place if you want to take CPF housing grant or HDB loan.

If you are going to pay the resale HDB in full (cash/ CPF OA funds), you wont be subject to income ceiling.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
0

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Previously Asked Questions