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Hi,

Sorry to be a wet blanket, but i am sure that you cannot find a 3 room flat without cash deposit.
Reason is very simple.
All owners know that if they advertise a 3 room flat at COV $10K, they can easily get many enquiries and sell off their flat in an instant. Supply vs Demand.

However, you might want to redo your financial calculation to determine the time frame and the amount you can save daily to meet your needs in time to come.

Good luck.

Ken Tan
 96461490 
Huttons

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