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Hi, you may reach out to me and I can break down for you, as it will differ greatly based on the area you are looking at .

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .

https://www.era.com.sg/R064892F

If you are in the process of a property journey be it in renting/selling/buying/investing and you are looking for someone to assist you, I will be avaliable Do reach out to me for assistance.

Landon Chew
97 39 60 40
Landonchew@email.com Read More

Hi,

Your max HDB loan should be approx $322k. For first-timer housing grant, you should be to get $40k if getting 4-room and below size HDB. If buying near your parents, another $10k proximity housing grant. These plus your CPF OA total up to 472k. You should buy approx $460k HDB, assuming you wish to minimize your cash outlay. The main cash components come from $5k option deposit, hdb admin fees of approx $600, and agent success fee of 1%+GST ($5014), and cash over valuation (COV) if any.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

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ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
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Mr & Mrs Wee : We would like to share our appreciation and commendation to Ivan for their professionalism and dedication in handling our property transaction. It was a great pleasure to work with him as he was patient throughout the entire process and explained to us and clarified any doubts we had without fail. He was also very prompt in responding to all the queries we had. While we were unsure if we were able to sell off the property in time, Ivan constantly reassured us that it was possible and offered his professional advice. In fact, he managed to secure an offer to sell the property above our expected price while concurrently negotiated the buying price for our next property. Having Ivan as our agent significantly made the entire process seamless and fuss-free. We will definitely recommend Ivan to our family and friends. Read More

Hi, appreciate your sharing. Able to check with banker and start planning ahead.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Depending on which area you purchase and the price of HDB you are purchasing, cash component will be different, given that you have $100,000 in CPF. The minimum preparation you should have to facilitate the resale transaction in my opinion is $5,000, although it can also be $2 for the deposit itself. Various miscellaneous fees like valuation request, resale application fees as well as agent's commission will also need to be factored in.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
Home of *7772 Hotline
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Here's a breakdown of the costs involved in buying a 3-room HDB flat (assuming you're a first-time buyer):

ESTIMATED Maximum HDB Loan: ~$320000
Grants (if eligible):
First-timer Housing Grant: ~$40,000
Proximity Housing Grant (near parents): ~$10,000 (optional)
Total Funds Available (using CPF + Grants): ~$470,000

Cash Outlay Breakdown:

Option Deposit: ~$5,000
Agent's Fee: ~$5,000(including GST)
Cash Over Valuation (COV) (if any)
Remember: This is an estimate. The actual costs can vary depending on the specific property and your CPF usage.
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"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

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Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT ：）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More

Hi,

1) You should be able to get an HDB loan of about $280k according to the provided info.
2) So your budget should be within $370k, so as to incur minimum cash outlay.
3) The grants that could be eligible are:
(a) Single Citizen grant = $40k
(b) EHG = $0
(c) PHG = $10k
4) The cash needed without an agent is around $7k, including the $5k option and exercising fees. Agent fee is usually charged at 1% of the purchase price.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/ Read More