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Hi Mr. San San,

Yes, Apartment is also considered as private property status same as condo.

The difference between condo and apartment classification is due to the land size, and not facilities.

There are certain criteria to meet before eligible to buy apartment while holding onto HDB flat:
(1) One of the HDB owner must be SC.
(2) HDB flat must fulfill MOP

The main thing to note is that you can only receive 50% loan from bank for 2nd housing loan. This is one of the cooling measure restricted by MOF.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi Sir,

You can purchase a apartment (similar to condo private property status) if you have fulfilled your 5 years MOP. With outstanding loan , however, do take note that the loan available for purchase will be 50%.

Perhaps you can contact me at 96659926  for a non obligatory discussion for me to understand your requirements , specifications as well as finances on hand (Cash/CPF amalgamation) to be in a better position to conduct the financial calculations plan with payment breakdown timeline - in order to shortlist and construct a customised list of units in line with your requirements to explore, for you perusal. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More

Hi San San, do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi San San,

You will be eligible to purchase a private apartment if you had served your 5-year MOP for your HDB flat.

Do take note that since your HDB is still under loan, you can only borrow up to max of 50% loan for your second property.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi San San

The difference between an Apartment and Condominium is the land size. Both can be and are private property.

You may buy a private property if you have met you MOP and continue to own a HDB is you are a Singaporean.

You may want to write to gavin.ng@orangetee.com to explore your options.

Regards

Gavin Read More