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Hi,
You can buy a HDB flat. But, till the MOP is completed, you cannot buy a private flat. In the event you do so, HDB has the right to repossess your flat. As all records are computerised, nothing escapes the law.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

No, you cannot purchase another smaller condo until you have fulfilled the MOP of the HDB you have purchased. Read More

Good day to you,

With your statement, I understand that your intention is to purchase a HDB unit with bank loan, without Housing Grants. There is a 5 years MOP requirement before any HDB owners will be eligible to purchase their second property.

Hope my response is helpful.

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Regards
Mike Lim
 96929209 
R026078F
m52i@yahoo.com
ERA Read More

Hi Patricia,

Depending on your age, you may/may not serve the 15 month wait out period before you can purchase a resale HDB flat.

As for another private condo, you can purchase it anytime you wish, as long as you do not purchase a HDB flat.

If you purchase a HDB flat, you will have to fulfill the MOP before you're eligible to purchase another residential property.

May I know what's your plans going forward?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi, appreciate your sharing. Once HDB purchased, you have to await 5 years MOP then able to purchase a private property or oversea property.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Here’s the simplified summary:

1. **HDB Purchase**: You can buy an HDB flat.

2. **MOP Restriction**: You cannot buy a private flat until the Minimum Occupation Period (MOP) is completed.

3. **Repossession Risk**: If you buy a private flat before completing the MOP, HDB can repossess your flat.

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