10 Answers

Ivan Ng
Hi,

Typical breakdown of SPR 1st property purchase as follows:
Cash 5%
Cpf 15%
Max bank loan 80%
Stamp duties and legal fees approx 8%

Hence you require about 28% of purchase price for downpayment and stamp duties. May I know how much funds (cash+cpf) are you planning with at the moment? That will determine the range of condos we can look at for purchase. If eventually its not suitable for your plans, you can still consider to rent. Thanks and look forward to value-add to your plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
Facebook Page: www.facebook.com/ASAProp
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Soh Huan Yao (Stanley)
Hi,

It would normally depends on your current needs. Since you just got your PR, you are not eligible for HDB as there will be a 3 yrs wait out period.
You can consider private property. If you have some cash prepared and are looking for new property i will be glad to meet up and discuss with you.
Typically for a new launch now for a 1 bedroom is around $650k to $750k depending on location. For resale 1 bedroom, ready to move in upon completion is typically ard $650k to $750k too depending on location.

Please to contact me for more info

Regards
Stanley soh
93270274 Read More

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Aaron Chong
Hi, needless to say, no matter how low the rental price may be, it is still not a property of your own and you are helping the landlord to service his or her asset, which in this case will be the bank loan. Hope this makes sense to you.

Regards
Aaron
9730 8455
aaronchong2774@yahoo.com.sg Read More

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Ng Teck Chuan
Hi,

If you're planning to stay in Singapore for long, you should definitely purchase a property, because there might be a chance that you "stay for free" should you sell it at the right price, compared to renting which would definitely give no returns.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602 Read More

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D. Kumar
Hi,

Thanks for your query!
I believe that if you're intending to stay in Singapore, it would better to purchase a property in the long term perspective. Purchasing a property is a careful and succinct process as you have to take note of the future returns and yield. Perhaps you could get in touch with me so that I can understand your requirements and finances to establish the financial calculations ; present the financial progressive payment with cash breakdown. Based on this, we will be able to narrow down your options and propose developments and units for your consideration.

Also, purchase of private property does not make you liable for any agent fees. Hence, you will be walked step by step ; having your interest covered yet at no cost! Do visit my website for my recent high level accolades and testimonials. Look forward to hearing from you! Thanks!

D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014/2015

2015/2016 ERA Asia-Pacific Business Conference Elite Award
ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14/15
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
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Tricia Tan 陈丽子
Hi I would love to assist you. What is your budget and preferred location? Lets have a detailed discussion, and I can suggest you from here.
Tricia Tan propnex Read More

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Bhavina Kaur
Hi there!

Are you planning on staying in Singapore for the long-term? If you are, buying a property is definitely the better option. Should you decide to leave Singapore in the future, this property can serve as an investment with rental income coming in.

What I'll advise is to have a Financial Calculation done up so that you'll know the loan quantum you can borrow as well as the maximum Property Price you can go for.

Do give me a call or drop me a text and I'll assist you with the calculation and advise you accordingly.

Bhavina Kaur
Senior Marketing Manager
ERA Realty

M: +65 91708295
E: bhavina7777@gmail.com
W: investbuysellrent.com Read More

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Nick Tan
Hi Sir/Mdm,

If you have the financial means ie cash on hand, I would suggest you to purchase instead of renting.

These are the reasons why:

1. It is now a buyer's market, prices have retreated and there are many motivated sellers in the market. If you look hard enough, you may be able to secure a good buy.

2. In the long run, property prices will continue to increase in Singapore, due to inflation and population growth etc. Owning a property will allow you to capitalise on the gain few years down the road. In the event that you will not be staying in the property, you are able to rent out and generate a steady stream of passive income.

3. Rather than paying for rental every month, you might as well pay for the mortgage and own the property eventually.

Please feel free to contact me if you need further assistance.

Regards,
Nick Tan
(M) +65 9644 4854
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

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Yvonne Low
Needless to say, buying a property is definitely better as it can works as a savings plan for you rather than you helping your landlord to pay his instalment and also contribute to his monthly savings plan. Which would you rather be?

Let me know if I can work out a property savings plan for you.

Regards,
Yvonne Low
96166604
y.lowps@gmail.com
PropNex Realty Pte Ltd Read More

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YT Tan (陈永达)
Good evening buyer,

Probably you can share more information about your finances with me so I can better assess your budget.

If you are capable to afford one, I will advise you to purchase one. Nevertheless it still better than financing other people's property.

Hope my sharing is beneficial to your property purchase.

May I know how can I value add further in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

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