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I am a little confuse with the details you have provided. Do you currently own a 4room HDB with your spouse and have you already met your MOP for this HDB?

Are you looking to purchase another HDB after selling the current property?

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I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

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Good day to you.

Here’s a refined version of the text with more detail and clarity:

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From my understanding of your current situation, you are SPR and have purchased an HDB unit with your spouse under the Family Scheme. Since you own foreign property, I would assume that the Minimum Occupation Period (MOP) for your unit has been fulfilled.

If you are considering securing your next HDB unit after obtaining Singapore citizenship, please be aware that you will need to sell any foreign property you own. Additionally, you will have to adhere to a 15-month waiting period before you can purchase a resale flat in Singapore. This waiting period is a requirement designed to ensure compliance with local housing regulations.

Feel free to ask if you have any further questions or need clarification on any specific points!

Navigating a property transaction can be complex, especially with major life events. As a seasoned property consultant with 15 years of experience, I provide informed guidance on complex property matters.

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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi Mdm,

I am not sure how you managed to buy a 4RM resale flat when you have an existing overseas property. Did you declare your ownership when you apply for your HFE? If so, your HFE is unlikely to be approved.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

I’m Aren Goh from PropNex.

When you convert to Singapore citizenship and already own a HDB resale flat, here’s what to consider:
1. Foreign Property Ownership – As a Singapore citizen, you can still own property overseas. There’s no rule forcing you to sell foreign property unless you’re applying for a new HDB flat.
2. HDB Ownership Rules – To buy a HDB flat as a Singapore citizen, you cannot own any private property locally or overseas at the time of purchase. Since you already have foreign property, if you want to buy a new HDB, you would likely need to dispose of it first.
3. Waiting Period – For PRs buying HDB resale, there’s a 3-5 year MOP rule. For Singapore citizens, the resale application waiting period is usually 15 months from marriage, though there are updates and exemptions depending on flat type (smaller flats may have shorter wait).
4. Current HDB Flat under PR Status – If you stay in the same flat and just convert to citizen, you do not need to sell the foreign property. The issue only arises if you intend to purchase another HDB.

In short: converting to citizen doesn’t force you to sell your foreign property as long as you’re staying in your existing HDB. The sale only matters if you want to purchase another HDB.

If you want, I can walk you through the exact HDB eligibility and timing based on your current flat and citizenship status. You can WhatsApp me at 9657 6701  . Read More

1. As an SPR who bought an HDB under the Family Scheme, your flat should have already met its Minimum Occupation Period.
2. If you plan to buy another HDB after becoming a Singapore citizen, you must first dispose of any overseas property.
3. A 15-month wait applies before you can purchase a resale flat, as part of the rules set to manage fair access to housing.

“Patience is bitter, but its fruit is sweet.” – Aristotle
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

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Hi,

1) First of all, you can still own an HDB flat with your current PR status.
2) If you wished to upgrade to a bigger flat or just to change a location by buying another flat, you will have to let go of your overseas residential property.
3) Do note that I had highlighted residential property. If your property is a non-residential property, you are fine to keep it and still eligible to buy another flat.
4) I assume yours is a residential property, then, you will have to observe a 15-month wait-out period after completion of the sale before eligible to buy a resale flat without grants.
5) If you wished to have grants for the next resale flat or applying for a BTO/SBF, you will have to observe a 30-month wait-out period after completion of the sale before eligible to buy or apply.
6) Note that the counting only start from the completion of the sale and not the exercise date.
7) You will be reminded for the above once you apply for an HFE which is valid for both resale flat and BTO/SBF.
8) You will be allowed to own a private residential property both in local and overseas once you had completed the MOP.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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