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Hi,

May I know do you have any other debt obligations and what's a comfortable monthly mortgage amount to service in your opinion? For your scenario, you would have to go for private condo since only singles 35 and above can purchase resale HDB. Thanks and hope to discuss further so to value add to your housing plans.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
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Hi,

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase as well as to explore the possible options accordingly.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect unit to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding. Furthermore, you pay nothing for my service and consultation but I assure you of handling the entire technicalities of the purchase to best protect and maximize your interest.

I hail from the #1 team of ERA in Singapore, Asia Pacific and international for 2014. I have also won many coveted awards recently, which is a testimony to my commitment and drive towards meeting my clients real estate goals and aspirations.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
contactdkumarrai@gmail.com

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

Hi,

It's great to see that you are already thinking of buying a property as I would say the prime age is actually between 29 to 45 because you have many options available and you have more opportunities to create wealth earlier.

Based on what you have provided, a comfortable quantum should be around $750k. Based on this amount, 20% downpayment will work out to be $150k and Buyers' Stamp Duty is $17,100. Legal fee should cost around 2.5k.

Of course, it will also depends on the mortgage loan amount.

Today is a Buyers' Market and there is no lack of choices. But before you proceed, do feel free to speak to us first. It is very important to know the fundamentals of why you should be buying and how to analyse a property.

Your hard earned money you put in a property should be working harder for you and helping you to create wealth. Do allow me to share more with you about today's market and how to benefit from the current market situation.

Vera Wang
H/P No.: 8777 7907  Read More