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I going through a divorce process and am getting my FINAL Judgement on 25 September 2024. I have applied for HFE and I can only purchase a 2-room flexi flat.

I got my HFE approved already.

How do I buy a resale 2-room flexi flat?
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4 Answers

Hi, you can actually start looking for a unit either through the assistance of an agent, or browse through units available in the market.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi,

Do you mean your HFE letter indicates you are only eligible for brand new 2-room flexi from HDB ? If so, I am curious why you are not eligible for resale HDB 2-room as well.

You may want to open up the HFE letter again to see the "Resale" tab, it should have some details about the eligible type of flats for purchase also.

You will need to wait until your final judgement court order is out to confirm the divorced status before you can purchase for the next flat. Is your current HFE letter indicating your divorced status also?

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Congratulations on getting your Home-Fixing Exercise (HFE) approved! Let’s walk through the steps to purchase a resale 2-room flexi flat:

Eligibility Check:
Ensure you meet the eligibility criteria for purchasing an HDB resale flat. As a divorcee, you are eligible to buy a 2-room flexi flat under the Single Singapore Citizen Scheme.
Confirm that you have fulfilled the Minimum Occupation Period (MOP) for your existing flat (if you have one).
Search for Available Flats:
Browse the HDB resale portal or engage a property agent to help you find available 2-room flexi flats.
Consider factors such as location, lease remaining, and pricing.
Viewing and Selection:
Attend viewings to assess the condition of the flats.
Once you find a suitable unit, express your interest to the seller.
Option to Purchase (OTP):
Negotiate the price with the seller.
Sign the Option to Purchase (OTP) form and pay a deposit (usually 1% of the agreed price).
You have 21 days to exercise the OTP.
Resale Application:
Submit your resale application online via the HDB Resale Portal.
Pay the resale application fee.
Valuation and Loan Approval:
HDB will conduct a valuation of the flat.
Apply for a housing loan (if needed) from a bank or HDB.
Completion of Sale:
Once the valuation is approved and the loan is in place, proceed with the sale.
Pay the remaining downpayment (if any) and legal fees.
Complete the resale transaction at the HDB office.WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

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