4 Answers

William Koh
Hi John,

You have 6 months for you to sell off your penthouse unit upon purchase of the HDB flat.

As for eligibility of buying HDB, you need to provide me with more of your details.

William Koh
m: 9027 1972
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The No.1 Team in PropNex
PropNex Realty Pte Ltd


YT Tan (陈永达)
Afternoon John,

You are eligible to purchase a resale HDB 5RM first then dispose off your penthouse within 6 months after your resale completion.

Or you can choose to sell it off first provided you have alternative accommodation before you found a resale HDB.

FYI you are not eligible to apply for new BTO now unless you fulfill the 30 months waiting period after sale of your penthouse.

Hope it helps!

If you need any assistance, feel free to contact me.


Warmest Regards,
Senior District Manager
(M): 9111 5171
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(W2): yttan.stproperty.com.sg/
ECG Property Pte Ltd


Angela Chua 蔡斯淇
Hi John,

1) You are eligible to buy a resale HDB by taking a bank loan.

2) If you intend to buy a HDB first, you have six months to sell off your private property. But bear in mind if you still have outstanding loan for your private property, you are only eligible for 60% bank loan as that means having a second property. Unless you sell first and buy, then you will be qualified for 80% loan.

I can assist you with the financial planning and feel free to contact me for a more detailed discussion.

Thank you.

Angela Chua
OrangeTee.com Pte Ltd
CEA Reg No: R007702C
H/P: 9323 3330


Geryl Lim
Hi John,

As mentioned by my fellow professionals, you need to also understand that as your current unit is a penthouse, you need to consider the niche market of buyers purchasing this property and may take sometime for sale. In addition, the time taken for transaction to complete for resale HDB is also significantly longer than a private property therefore what you need is an experience salesperson to manage the timeline for you for a smooth transaction.

Let me know how I may assist you further.


Geryl LIM
Senior District Manager/Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
ECG Property Pte Ltd (L3009759F)
Dynamic Alliance Group @ www.DAG.com.sg
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