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Good morning thavamani,

As replied before. You can buy a resale HDB if both of you are SPR for at least 3 years and have to dispose off your overseas property within 6 months from resale HDB purchase completion date.

No such requirement needed if you guys opt to buy private condo or apartment.

Special approval from land dealings units under singapore land authority will be required if you are thinking of buying a landed tho.

Bear in mind that 5% additional buyer's stamp duty (ABSD) will be applicable for your first residential purchase in Singapore.

Hope my sharing helps in aiding in your enquiry.

May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi Thavamani

1. You can buy resale HDB if you and your husband are SPR for at least 3 years.
You have to dispose off your overseas property within 6 months from resale HDB purchase completion date.
2. You can buy private property and does not need to dispose off your overseas property
3. Do you intend to take loan for your purchase?
If yes, Before shortlisting project/unit, I will suggest to check your in principal approval of your loan from banker.
I can connect you with reputable banker for this, free of charge and no obligation.
4. How many bedrooms are you looking at and which area you prefer?
I have current price list, promo of every projects in Singapore and will be glad to advise you

I will be glad to assist
Appreciate if you can contact me at (65) 96608508 
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi Thavamaini,

1) As an SPR family you have 2 choices of housing in Singapore.
(a) HDB flat: Both of you must retain SPR status for a minimum period of 3 yrs before being eligible to buy.
(b) Private condo: Can buy anytime as long you are financially ready. You are allowed to buy all types of leases; 99 yrs, 999yrs, & freehold. But you are not allowed to buy a landed property unless you got special approval from Singapore Land Authority.

2) For 1(a), you will have to dispose of your overseas property within 6 months upon key collection of the HDB flat.
3) For 1(b), you can keep your overseas property. Your ABSD is till 5% since this is your 1st property bought in Singapore.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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