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Afternoon Mdm. Suraya,

It's not easy to get 3A unit with utility room hence you might need to start the hunt first before you sell. As you are selling HDB no purchase anothe HDB, you will still be eligible for 80% loan, subjected to bank's assessment. If you have other private property that's currently under mortgage, you will be required to sell away your private property within 6 months from key collection.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Mdm Suraya,

You would need to sell first so that you can qualify for 80% bank loan. I am able to work out something for you so that you do not need to find a place to rent.

Feel free to contact me for further discussion.

Thank you.

Angela Chua
OrangeTee.com Pte Ltd
CEA Reg No: R007702C
H/P: 9323 3330  Read More

Dear Mdm Suraya,

Firstly, you can still loan up to 80% if you intend to sell and buy.

Secondly, I need to do a detailed calculation for you before we know how much cash you need to put in.

Lastly, may I know which area you looking to buy? 3A with utility is quite rare, maybe you would like to consider 3NG or 3I with utility room.

Hope that I had answered you questions.

Do call me for a discussion if you need a salesperson to assist you.

Thanks and Regards
Johnny Goh
R018297H
Team Associate Director
OrangeTee.com Pte Ltd
Mobile: 90906267 
Email: johnny.goh@orangetee.com
Website: johnnygoh.myweb.sg Read More

Hi Mdm Suraya Rehman,

There are a few banks that allow you to take 80% loan even though you have an existing loan, for HDB flat only.

Please feel free to contact me at 81029490  so that I can provide you the calculations on selling & buying & from there you would know how much cash you need to put aside for the purchasing.

Thank you.

SK Wong (CEA No.: R010639B)
Associate Marketing Director
PropNex Realty Pte ltd
HP: 81029490 
Email: skwong@propnex.com Read More