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I am the third owner of a fully paid HDB 4room My father passed away recently and now living with my mum. In the event that my mum being called what will happen to the flat? Can I stay without selling it?
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5 Answers

Hi,

1) There are generally 2 ways of holding property; Joint tenancy & Tenancy-In-Common.
(a) Joint tenancy: 3 owners have equal share on the property. Survivor takes all policy. Thus when 2 owners are being called. The remaining survivor will own 100% of the property.
(b) Tenancy-In-Common: 3 owners might not have equal share on the property, share percentages for each party will be spelled out before signing the S&P. Every owner can decide what to do with the share after being called.
Setting up a will to leave it to anyone they deem right. If there are no will set up, intestate Succession act will kick in, and distribute accordingly.

2) So you have to find out which method you have signed for in the first place. You may find this info by log into your MYHDB with singpass to confirm. There is a "Login" on the right of the screen.
https://www.hdb.gov.sg/cs/OBF/8Sept21/hdb-sales-launch.html

3) Alternatively if you are not familiar with finding it yourself. You may also call your HDB branch office to seek assistance.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
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ling.ck7@gmail.com
https://R056727F.propnex.net/
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Robbie Chen Chee Howe
Hi,

It will depends on how the HDB is being held.

If it is held under Joint-Tenancy, which is the most common holding manner, the flat will be passed on to the surviving owner to fully own the flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Dear Sir/Mdm,

As you are one of the owners of the flat, you will be able to continue staying without the need to sell it away. If the house is under joint tenancy, you will become the sole owner. If it is under tenancy in common, then your mum's share of the house will be distributed according to her will.

Please feel free to contact me if you need any further assistance.

Regards,
Nick Tan
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YT Tan (陈永达)
Good evening M,

Do you know what kind of ownership you are holding along with your mom? Joint tenancy or tenancy in common?

And just wondering are you able to own a HDB under any eligibility schemes?

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Hi
Typically, couples purchase a unit under joint tenancy which means that f one party passes on, the other party will take over 100% ownership subject to HDB eligibility conditions no questioned ask. In your case, if your parent bought it under joint tenancy previously, your mother would not have problem retaining the flat as a single or a family with yourself as an occupier. However in the rare case of you parent buying the house under tenancy-in-common, the house might need to be sold off and the share of the proceeds belonging to your late father has to be distributed in accordance to your father's will or Interstate succession act. Do contact me at 93375051  for a free and non-obligatory discussion on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd
 93375051  Read More
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