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Hello, I’m a SC, and my boyfriend is a foreigner who may pursue a PhD around the time we plan to buy a resale flat. We’re both under 30 and are intending to ROM before purchasing a 4-room resale flat.

He plans to apply for PR eventually, but it’s unlikely he’ll obtain PR before we purchase the flat. I've been working for about 2 years now.

I’d like to understand:
- What housing grants we may be eligible for as an SC + foreign spouse couple buying a resale flat
- Whether there are any restrictions or considerations in our situation
- The type and amount of housing loan we may likely qualify for under our situation

Would appreciate any advice or insights from those familiar with similar cases.
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