To comply with GDPR we will not store any personally identifiable information from you. Therefore we will serve sub-optimal experience where some features such as Login/Signup are disabled. However, you will be able to search and see all the properties, see agent contact details and contact them offline on your own.
For PR, you can only purchase HDB unit with Bank loan. Hence, if you get 80% loan, it's 5% cash and 15% CPF / CPF + Cash / Cash. 10% downpayment is only for SC who are eligible for HDB loan.