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Mike Lim
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Afternoon Neil,

As to how much cash is needed, it would depend on the valuation of the unit you are buying, how much CPF you have, your income status and credit record.
Interest rates defer from bank to bank though HDB have an interest rate of 2.6%, pegged to CPF rate. COV prices also defer based on unit size, location, facing and condition.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
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