Eligibility Requirements for Public Housing (Singapore):
SPR Status: You must hold Singapore Permanent Resident (SPR) status for at least 3 years before applying for a BTO flat.
Spouse Requirement: Public housing (BTO flats) applications require purchase with your spouse.
First off, if you’re wondering whether a single SPR can buy an HDB flat – the answer is, unfortunately, no, even if it’s a resale flat. Under the HDB rules, an SPR can only buy a resale HDB flat with another SPR or SC under two schemes: the HDB Public Scheme, which is buying with a family unit (i.e. spouse, children, siblings, parents), or the Fiancé/Fiancée Scheme, which is well, your fiancé or fiancée.
In other words, a single SPR can’t buy an HDB resale flat alone.
Apart from that, there are other HDB resale flat eligibility conditions that SPRs must fulfil:
You’ll need to be at least 21 years old
You must be an SPR for at least three years
If you’re unmarried and buying with a family member, at least one of them has to be an SC or SPR
If you’re buying as an SPR household, all SPR occupiers (family or co-owners) must have had SPR status for at least three years
You can’t sell or lease your flat out during the Minimum Occupation Period (MOP)
You’ll also need to meet the Ethnic Integration Policy (EIP) or SPR quota for your block/neighbourhood when submitting the resale flat application
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