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Hi, if your wife is a co owner and a borrower of the loan too , then it will be a resale EC and 10 years upon TOP.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir,

Thank you for your query.
Yes you are eligible for a resale EC, and the type depends on your wife's status. Is she going to be servicing the mortgage for the property ? May I ask if you have any location or specific projects in mind?

To be able to assist further, perhaps you could contact me so that I can understand your requirements + budget to churn out a list of units and lay out the financial calculations and financial plan (progressive payment) for the purchase of your EC. I have transacted many ECs , and will be glad to offer advise and insights as a form of preliminary discussion to expedite your plan. It will also be useful for me to run through transaction caveats of the different EC properties and customise sales and purchase report for your understanding and perusal. No agent fees for purchase of private property .

Where words do fall short, I would let me accolades and testimonials speak for my dedication and experience in this industry for the past 20 years. Please visit my website : www.kumarrai.com for all the up to date awards, testimonials and accolades. Thank you very much!

D Kumar
 +65 96659926 
ERA Associate Division Director
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P Group
Overall Top 100 achievers 2014-2017 Read More

Good morning,

you can opt for resale ec that are below 10 years old if you are a sole owner.

If you wish to purchase with your spouse, you have to opt for those that are already privatised (10 years and beyond) because she is a foreigner.

Hope my sharing aids in clearing your doubts.

May I know how can I value add further in your property needs?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

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Hi there, if you are purchasing it together with your wife, you would have to look at Executive Condos that are 10 years past their TOP date, which means it is fully privatised.

If you are able to handle the loan purely on your own, you may purchase it without your wife as an owner, then you may purchase Executive Condos that are just 5 years past their TOP Date.

My concern is actually more on your financing and ABSD.
Perhaps you may contact me to advise you in greater detail?

All the best,
Yian Tay
 82884499 
Propnex Realty Pte Ltd
Associate Branch Director Read More