Good day to you.
Securing a resale condo or a resale executive condo (EC) that is over 10 years old would meet your goal of having your own personal space, without the need to wait for years. Assuming you are both the same age and have solid credit histories, you should be able to obtain a loan of around $1.4 million. With the CPF funds at your disposal, you could aim for property pricing in the vicinity of $1.3 million, factoring in BSD payable. However, you'll need to set aside upfront cash of $62,500 for the Option Fee.
How about we schedule a meeting to go over the details? This way, we can fine-tune everything before moving forward with your plans.
Navigating a property transaction can feel overwhelming, especially when it intersects with major life events.
With over 15 years of experience as a property consultant, my role goes beyond market knowledge — it is to provide clarity, structure, and peace of mind through complex decisions.
I regularly assist clients with sensitive and non-standard situations, including:
• Divorce & Asset Settlement — guiding parties toward fair, practical outcomes for shared properties
• Intestate & Estate Planning — helping families navigate inherited property and future planning with confidence
• Complex Property Matters — including cases involving Lasting Power of Attorney, bankruptcy, or special circumstances
If you’re seeking clarity rather than pressure, I’m happy to have a conversation to understand your situation and outline possible next steps.
Mike Lim
CEA Reg No: R026708F | ERA
WhatsApp: https://wa.me/message/VCDD3MUYRD3JP1
Email: m52i@yahoo.com
If you’d like short, educational breakdowns on common property questions, you may also find these helpful:
YouTube: https://www.youtube.com/@SGHomeCompass
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