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Good day to you.

The straightforward response is NO for both situations.
You qualify to buy a resale HDB flat under the Single scheme. After registering your marriage, his name will need to be included as an essential occupier. This would render him ineligible since he possesses a private property.
If you decide to buy a resale HDB flat after your marriage registration, the same criteria will still apply. The main applicant and the essential occupier must not own any private property, both inside and outside of Singapore.
If given the option, the second scenario would be more advantageous, as both of you would still have the choice not to purchase the HDB unit and retain the overseas property.

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Hi, appreciate your sharing. Able to write in to HDB to check for you.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

1) Both methods are non-workable.
2) If the residential property is unable to dispose due to family financial difficulty, I would encourage you to write an appeal letter to grant you buying without him from disposing it.
3) Buying a matrimonial home is a big thing in our life, do not get yourself entaggle with unnecessary worries after buying.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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As a married couple is considered as a family unit, both husband and wife can therefore own only 1 HDB flat at any one time, and will need to be listed as a co-owner or occupier in the same flat.

Once you ROM, it is unlikely that you will have your HFE approved for the purchase of the HDB as both of you will be considered together in the (in)eligibility for the resale HDB.

If you do go ahead with your resale purchase before marriage, you and your husband would likely be asked to dispose of the private property or HDB within 6 months.

Nevertheless, there are some potential grounds for appeal that you may explore in either situation.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options if you need any support.

Feel free to reach out via whatsapp or email.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More