3 Answers

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations flow/ABSD matters/cash flow info and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect property to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Furthermore, since you are not liable to pay any agent fees, why not let me shoulder the stress of the technical aspects of your purchase while you savor the process!

Visit my website to view my testimonials & recent awards to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director

About Me-

ERA Top Achievers 2013/14
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2014 ERA Asia-Pacific Business Conference Elite Award

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2014 December ERA Top Achievers
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2014 September ERA Top Achievers Read More
YT Tan (陈永达)
Good afternoon SPR,

A Happy Chinese New Year to you!

Btw is your spouse a Singaporean Citizen? If both of you are SPRs, you have to dispose off your HDB within 6 months from private purchase completion.

For private purchase procedure:
1) 1% option money then exercise with 4% and valid LO within 2 weeks option money.
2) pay stamp duties within 2 weeks from exercise date
3) pay 15% CPF downpayment 2 weeks before completion date.

If you are keen, I can forward you a flowchart of a typical private purchase and I will advise you with a financial plan too. I will also ask my banker to advise you on your in pricinple approval and loan packages so you can have a better idea how much loan can you obtain.

Hope to hear from you soon!

YT Tan
 9111 5171 
yt.lovelyhomes@gmail.com Read More
Hi, for PR, you will be required to sell off your hdb unit if you intend to purchase a condo as you cannot keep both hdb and condo at the same time. I would be glad to assist you further on the calculation portion and pls feel free to let me know if you need any assistance.

aaronchong2774@yahoo.com.sg Read More