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I am a first time HDB buyer and am eligible to buy a 2 room flexi BTO. It seems the next sales exercise will be in October. How hard is it to ballot for a 2 room flexi in Sembawang or Tengah? And what is the current premium for a resale flat? I'm wondering if I should start looking for a resale flat (up to 3 room) now to save time if the ballot is too competitive, but the resale premium also has to make financial sense.
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5 Answers

Happy to share with you the options available, your chances, as well as the financial considerations.

Resale flats may look more expensive, but could end up cheaper than BTO depending on the grants you may be eligible for.

Feel free to send me a mesage on whatsapp and we can chat further.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More
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No one can for sure answer your question here. To go for resale option, you will have more control over the purchase, while going for BTO is like buying lottery as your queue ticket may not be favourable even if the development is not oversubscribe.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market. Check out the EdgeProp featured article on myself recently at https://www.edgeprop.sg/property-news/geryl-lim-leading-landed-real-estate-heart-hustle-and-harmony

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
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Have you decided on resale or 2 room flexi BTO?

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market. Check out the EdgeProp featured article on myself recently at https://www.edgeprop.sg/property-news/geryl-lim-leading-landed-real-estate-heart-hustle-and-harmony

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
0
Gan Eng Joo ONASSIS
The difficulty of balloting for a 2-room Flexi flat depends on whether you are applying under the **Senior Priority Scheme (Short-Lease, age 55+)** or as a **First-Timer Single (99-Year Lease, Single Singapore Citizen Scheme)**:

---

### 1. If Applying as a Senior (Short-Lease, Age 55+)

* **Difficulty Level: Very Low (High Chance of Success)**
* **Priority Allocation:** HDB reserves **at least 40%** of 2-room Flexi flats (or a minimum of 100 units per project) specifically for seniors aged 55 and above.
* **Application Rates:** For senior applicants, the application rate across non-mature and mature towns typically hovers between **0.2x and 0.8x** (often undersubscribed).
* **Outcome:** If you apply for a 30-year short lease at age 65, your ballot queue number is virtually guaranteed.

---

### 2. If Applying as a First-Timer Single (99-Year Standard Lease, Age 35+)

* **Difficulty Level: Moderate to Competitive**
* **Quota Restrictions:** Non-senior singles only compete for the remaining pool after the senior quota is satisfied. First-timer singles are capped at **up to 65% of the remaining non-senior allocation**.
* **Historical Benchmarks in Sembawang / North:**
* In recent sales exercises, 2-room Flexi rates for first-timer singles in non-mature northern towns (like Sembawang) have stabilized around **4.0x to 5.0x** (e.g., Sembawang was ~4.7x).
* By contrast, nearby mature or high-demand pockets (like Woodlands or central Plus/Prime estates) saw singles rates climb from **8x to over 19x**.

* **Outcome:** Balloting in Sembawang offers substantially better odds than central or mature estates, but expect roughly 4 to 5 applicants vying for each available unit.

---

### Ballot Strategy

1. **Ensure HFE Validity:** Have your HDB Flat Eligibility (HFE) letter approved before the October launch opens.
2. **Short-Lease vs. 99-Year:** If eligible and comfortable paying in full via cash/CPF, the senior short-lease route provides immediate housing certainty.

---

Gan Eng Joo Onassis 颜荣裕, REALTOR®

MSc BIT (Middlesex, England, United Kingdom); BBA (South Australia)

CEA Reg No: R021244C | Singapore Line: (+65) 88899918 

Email: onassis@sgagent.com

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