Unfortunately, the applicants in the HDB flat must also be the applicant for the HDB Loan Eligibility (HLE) letter. Since you have taken 2 HDB concessionary loan, you are not eligible to apply for an HDB housing loan.
You can try the HDB Loan Eligibility Application questionnaire for a preliminary assessment of your eligibility.
Hope this answers your question.
The broad answer is yes.
You may text 9620 0827 for a casual chat.
I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes it is possible.
Yes, it is possible.
I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.
Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.
1) Yes, this is the correct way to move forward.
2) If your name is included, you might be rejected entirely from the HLE application.
3) You can still be the owner servicing the mortgage utilizing your CPF.
4) Just ensure that OTP bears your name as one of the buyers.
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636, or email: email@example.com if more information is needed.
I'll be glad to assist.
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