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I currently co-own an apartment together with my parents (they are in their 70s). We are in the process of selling the house and getting a resale house. I tried to apply for HFE as an applicant and my parents as occupiers but it stated that I'm not eligible for any grants. When I reamend the Step 1 HFE and removed my parents as occupiers, results changed and it stated that I'm eligible for CPF Housing Grant.

If I were to proceed without adding my parents as occupiers, can they still move in with me after selling our current house?

1) Can I include them as occupiers after purchasing/moving in the new resale house?

2) If they are not listed as occupiers, can they still change the address on their IC under my address?

3) With my parents CPF return, are they able to withdraw some of it to help out with the purchase of the new house?
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1 Answer

Hi Sir/Mdm,

If your current place is a private property and you are one of the co owners, you will not be eligible for the CPF housing grant. You may be eligible for the proximity housing grant.

Yes your parents are move in with you as long as you are physically occupying the HDB flat during the 5 years Minimum Occupation Period. If your parents are willing to use some of the CPF withdrawal to help you to finance the place, they are able to. You can check with CPF how much CPF they are able to withdraw after the sale.

Please feel free to contact me if you have any further questions!

Regards,
Nick Tan
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B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
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