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Hi,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

23% of the purchase 5RM HDB value consists of Cash and CPF. Balance banking fee.
$1k for option fee
$4K for exercise of option
$3K Balance etc lawyer fee n miscellaneous

11 Amber Road is not HDB flat. Which area of west are you refering to. Clementi, Boon Lay or Jurong :)

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | SG Professional l SGRealtor.com & SGAgent.com

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Featured Realtor Services recognition by SGReview.com and SGBride.com

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgrealtor.com / sgagent.com
Skype: incomecare

" Engage 1 & Get More than 800 Agents from the #1 TEAM in ERA to Serve You!” Read More

Hi,

It depends on whether you are taking hdb or bank loan. For hdb loan, typical breakdown as follows:
10% cpf
90% hdb loan

For bank loan typical breakdown as follows:
5% cash
15% cpf
80% max bank loan.

Components that apply to both cases above:
3% stamp duties and legal fees
Option fee of 5k
Hdb Admin fees approx 500
Agent fees 1%+GST
COV if any

My value-add comes from getting a good price for your ideal unit in a hassle free manner, the savings will outweigh the costs.
You may also be eligible for cpf 1st timer grant of 15k by the way.

May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi

Would you like to share with me more about your purchase and I could assist you to a full breakdown of costs? I am reachable at 922 54321.

Looking forward to hear from you!

Regards
Sophia Ng
ERA Realty Network Pte Ltd
Mobile: +65 9225 4321 
Email: sophiangsy@era.com.sg
Website: www.sophia-ng.com Read More

Good afternoon buyer,

Do take note that you have to be Singaporean to be eligible under single singapore citizen scheme.

The cash outlay will depend which type of loan you are taking, how much loan you are eligible and amount of CPF OA funds you have.

If you are eligible for 90% HDB loan, your 10% downpayment can be fully paid by CPF OA funds while for max 80% bank loan, downpayment will be 5% cash and 15% CPF or cash.

Other expenses will be:

1) $200 valuation
2) $80 resale application fee
3) legal fees (can be paid by CPF)
4) 1% of purchase price plus 7% GST as agent's commission
5) buyer's stamp duty (can be paid by CPF)

Hope my explanation helps!

How can I value add further in your property purchase?

Like my FB page: www.facebook.com/yt.tan91115171

Just to share!

Only a one time sign up, you will be able to receive a free SMS update on the value of your home and neighborhood from me on a monthly basis.

Click this now: http://goo.gl/Gg5pe3!

Join me on board towards a hassle free update on valuation now!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com

Powerful Negotiators
No.1 team in Propnex Read More

Afternoon,

If you are buying under single scheme and looking to getting HDB loan, your income must be less than $6000. You will be be eligible for single grant. Down payment will be 10%, payable by CPF. As for how much cash you will need, it would depend on how much CPF you have, how much loan you can get and if you are getting additional housing grant.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,
Assuming you are eligible for 80% from bank, the cost break down will be
- 5% cash
-15% cpf or cash
- 80% bank loan
- around 3% of stamp duty
- around 3k legal fee
- around 1k for other misc

Please drop me an email for me to assist to compute the estimated bank loan quantum.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi there,

Thanks for your query!

Perhaps we could engage in an interactive discussion to derive more information on your requirements and objectives, so that I can assist in making an informed decision. As a first time buyer, you may be faced with a couple of complex issues; example- use of CPF for older/ matured leased HDBs in the city centre. As such, you may wish to work alongside a professional who will guide you step by step and ensure you are not short changed in any case. Your welfare is protected being represented. Sure you incur a slightly marginal cost, however, think about the thousands of dollars you can possibly save with the due diligence and negotiation skills of your agent. With possession to the latest and recent sales transactions in the block and vicinity and indicative valuations, you are equipped with the up to date information to press for your price. It is an one time investment with undoubtedly continuous returns having tapped into the weak market to leverage and obtain the best priced unit.

As a rule of thumb, it is always best to get your finances assured and secured to conduct the search appropriately. Perhaps I can link you to my banker who will assist you with the loan at no cost. I would also illustrate a financial cash computations/projections and financial breakdown calculations to assess which residential options will best suit your interest best.

Look forward to your reply!
D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May ERA Top Achievers
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Hi Sir

Are you eligible for HDB loan, if yes, then you can pay downpayment 10% by CPF ($50000). If any shortage of CPF, have to pay by CASH.. The rest are miscellaneous fees such as Valuation report, conveyancing fee about $2000-$2500. Also payment of Option fee by CASH only $5000. Agent Fee by CASH as well which is 1%..

Thanks.

Raymond Lim
CCN Realty Pte Ltd
 91388805 
MBA/BSc(HONS)
Email: raymondshaq@Hotmail.com
Web: ray91388805.blogspot.com Read More