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Hi Edwin,

For private:

First 5% - Cash
Next 15% - Cash or CPF
Balance 80% - Bank Loan

Yes, you can use your CPF in the 2nd 15%. First 5% must be in cash.

Please feel free to drop me an email or call me directly once you have confirmed to get a private unit. I am glad to help you find your dream him.

Thanks & Best Regards
J.A.Goh - ERA
HP: 9639 0350 
www.gohjaERA.myweb.sg
Email: gohja@singnet.com.sg Read More

Dear Edwin,

For private investments,

First 5% - Cash
Next 15% - Cash or/and CPF
Balance 80% - Interest Absorption Scheme
whereby developer pays yr interest till TOP.
This can translate much savings as much as 50k in interest.

I have some projects that costs up to $499k and will make good sense for young investors..like you to own FREEHOLD properties
at affordable prices.

Basically, if your monthly installments are not more than 40% of your income, the banks will approve your loan.

Will also be glad to introduce you some good bankers to talk to, you may also call me.

Please feel free to drop me an email or call me directly once you have confirmed to get a private unit. I am glad to help you find your dream him.

Warm regards,

Patrick Oei MBA, CEHA
Assoc GROUP DIRECTOR / Trainer
HUTTONS Asia Pte Ltd
81 82 1338
www.PatrickOei.com Read More