Certainly! If you're looking to sell your HDB flat without an agent, here's how you can do it:
1. **Fulfill the Minimum Occupancy Period (MOP)**: Before selling, ensure you've met the MOP for your flat. The MOP is the period you must physically occupy your flat before selling it on the open market. Generally, it's 5 years for HDB flats. Check HDB's website for specific MOP duration based on your flat type and purchase details¹.
2. **Register Intent to Sell**: Use the My Flat Dashboard to register your intent to sell. You'll also need to use the HDB-prescribed Option to Purchase (OTP) to enter into a contract with potential buyers.
3. **Submit Resale Application**: Submit your resale application via the My Flat Dashboard.
4. **Endorse Resale Documents**: Acknowledge the resale documents on the My Flat Dashboard.
5. **Pay Resale Fees**: Pay the necessary resale fees.
6. **Approval and Completion**: Await approval of your resale application and attend the Resale Completion appointment.
Regarding commissions, if the buyer has an agent, you won't pay commission directly to them. However, the buyer's agent may negotiate a commission with the buyer. Keep in mind that HDB's new Resale Flat Listing service allows you to list and market your flat independently or appoint your agent to do so³. Additionally, consider HDB's Lease Buyback Scheme (LBS) if you're from an elderly household; it allows you to sell part of your flat's lease to HDB while retaining the lease based on the youngest owner's age².
Feel free to ask if you need further assistance!
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